Seller Pricing & Fee Structure | Flat 5% Platform Fee & Zero Monthly Charges - MyTechCart
Seller Pricing & Fee Structure
Keep Up to 95% of What You Earn. Zero Monthly Charges.
No monthly fees. No upfront listing charges. Sell digital software, code, templates, and digital assets worldwide with checkout powered by Cashfree, Razorpay, and PayPal.
Date 10-09-2026
1. Plan Overview
Component | MyTechCart Rate |
Monthly Subscription | ₹0 / $0 (Free Forever) |
Product Hosting & Listings | Free (Unlimited products and instant delivery) |
Platform Commission | Flat 5% per successful order |
Payment Gateway Charges | Direct Pass-Through (At actual provider cost) |
Seller Payout Rails | Direct Bank Transfer (India - Free) or Payoneer (Global) |
2. Payment Gateway Charges (No Platform Markup)
We never add margins to gateway charges. Payment processor fees are deducted at standard provider rates:
Payment Gateway | Supported Payment Channels | Standard Processing Fee |
Cashfree (Domestic) | UPI, RuPay Cards, Net Banking, Wallets | ~1.95% to 2.0% + GST |
Cashfree (International) | Global Credit & Debit Cards (USD, EUR, GBP, etc.) | ~2.99% to 3.5% + GST |
Razorpay (Domestic) | Indian Cards, UPI, Net Banking | ~2.0% + GST |
Razorpay (International) | International Cards, Amex | ~3.0% + GST |
PayPal (International) | Global Cards & PayPal Wallets | ~3.9% to 4.4% + fixed currency fee |
3. Tax Details (GST & TDS Made Simple)
We follow transparent, compliant tax standards based on your location:
Tax Type | Indian Sellers | International / Overseas Sellers |
18% GST on Platform Fee | Mandatory (18% on the 5% fee = 0.90%). Fully claimable as Input Tax Credit (ITC) if GST registered. | 0% GST (Zero-Rated / Export of Services. Foreign remittances are GST-free). |
TDS (Section 194-O) | 0.1% of gross sale value deposited directly to your PAN. Exempt for Individual/HUF sellers under ₹5 Lakhs/year. | 0% TDS (Not applicable to overseas sellers). |
4. Real-World Earning Examples
Scenario A: Indian Seller — Domestic Sale via UPI / Cards (₹2,000 Sale) • Sale Price: ₹2,000.00 • MyTechCart Platform Fee (5%): - ₹100.00 • 18% GST on Platform Fee: - ₹18.00 (Claimable as ITC if GST-registered) • Payment Gateway Fee (~2% + GST): - ₹47.20 • Statutory TDS (0.1%): - ₹2.00 (Credited to your PAN/26AS; ₹0 if < ₹5L exemption) • Payout Fee: ₹0.00 (Free Direct Bank Transfer) • You Receive in Your Bank Account: ₹1,832.80 (₹1,834.80 if exempt from TDS) |
Scenario B: Indian Seller — Global Buyer via Cashfree International ($100 Sale) • Sale Price: $100.00 (approx. ₹8,400) • MyTechCart Platform Fee (5%): - $5.00 • 18% GST on Platform Fee: - $0.90 (Claimable as ITC) • Cashfree International Card Fee (~2.99% + GST): - ~$3.53 • Statutory TDS (0.1%): - ~$0.10 (₹8.40 credited to PAN) • You Take Home: ~$90.47 (~90.5% take-home) |
Scenario C: Overseas / Non-Resident Seller ($100 Sale via Cashfree or PayPal) • Sale Price: $100.00 • MyTechCart Platform Fee (5%): - $5.00 • GST on Platform Fee: $0.00 (0% GST - Zero-Rated Export of Services) • Indian TDS: $0.00 (0% TDS - Not Applicable) • Gateway Fee (Cashfree Intl ~2.99%): - ~$3.53 (or ~$4.70 via PayPal) • Payout Transfer: Direct to Payoneer at standard receiving rates • You Take Home: ~$91.47 via Cashfree (~$90.30 via PayPal) — 100% Free from Indian GST & TDS |
5. Payout Methods & Timelines
• Bank Transfer (India - IMPS/NEFT): 100% FREE scheduled transfers directly to your Indian bank account. Minimum threshold: ₹500.
• Global Transfer (Payoneer): Direct to your Payoneer balance at standard receiving rates. Minimum threshold: $50.
6. Frequently Asked Questions (FAQ)
Q: Are there any monthly subscription fees?
A: None. You can register, list unlimited digital products, and start selling without paying a single rupee or dollar in recurring fees. You only pay when you make a sale.
Q: Do international (overseas) sellers pay 18% GST?
A: No. Services provided to non-resident entities outside India qualify as an 'Export of Services' under the IGST Act and are Zero-Rated (0% GST). Overseas sellers do not pay Indian GST on platform fees.
Q: Is TDS deducted for international sellers?
A: No. Section 194-O TDS applies only to resident Indian sellers. Overseas sellers are not subject to Indian TDS deductions.
Q: Can international buyers pay through Cashfree?
A: Yes! Cashfree accepts global cards in multiple currencies at ~2.99% + GST, saving you money compared to PayPal's ~4.4% rates.
Q: Do Indian sellers lose the TDS deducted?
A: No. TDS is deposited directly with the Government of India under your PAN. It shows on your Form 26AS / AIS and can be claimed as a 100% tax credit when filing your tax returns.
